We VALUE Your Health, We CARE for Your Life
ValuCare Health Systems, Inc. (ValuCare) is a health maintenance organization (HMO) established by doctors in 1997. We are licensed by the Insurance Commission, a member of AHMOPI, and ISO-certified for Quality Management (ISO 9001:2015) and Information Security (ISO/IEC 27001:2013).
ValuCare, with over 400,000 members and 1,000 corporate clients, is consistently among the leading HMOs in the country. Its operations are backed by MiCare HealthTech (MiCare), supported by global investors including the Zuellig Group, Mitsui & Co., and the International Finance Corporation (IFC) of the World Bank Group.
What We Offer
We offer a full range of healthcare solutions to meet diverse needs. Our Corporate Plans provide customized coverage tailored for businesses, while our Individual and Group Plans deliver flexible healthcare options for individuals, families, and small groups.
Key Services
We deliver comprehensive healthcare support through our nationwide network of over 1,900 accredited hospitals and clinics. Members enjoy 24/7 access to care via the VC Health App— easily downloadable from the App Store or Google Play—and KonsultaMD, complemented by digital HR and Provider tools, along with preventive health programs that promote a healthier, more resilient workforce.
Our Legacy
From a team of 40 in 1997, ValuCare has grown to over 400 service-oriented employees nationwide. With branches in Cebu, Iloilo, and Davao, we continue to expand our reach while staying true to our promise: “You Can Count On Us.”
Our high renewal rates reflect the satisfaction and loyalty of our growing client base—a legacy of dependable and compassionate healthcare service that members have come to expect and trust.
To be the number one managed care organization in the Philippines, globally competitive
in providing holistic care with compassion to the Filipino people.
affordable quality health care and promote the well-being of our plan members
risks and rewards to foster harmonious alliances and keep our providers and intermediaries abreast with the latest tools and approaches in assessing quality in managed care.
opportunities for personal and professional growth of our employees to improve their quality of life.
fair returns of investment to our shareholders.
in uplifting the industry’s standard through innovative strategies, health reform efforts, research and technology
to the socio-economic progress of the nation through a healthy citizenry
Chairman / GROUP CEO
Mr. Moses Hee is the Chairman of ValuCare and the Founder and Group CEO of MiCare, a leading third‑party medical claims administrator in Asia with operations in Malaysia, Thailand, and the Philippines. With over 25 years of healthcare experience, he previously founded a medical software company acquired by Ezyhealth Asia Pacific in 2000. Under his leadership, MiCare has grown significantly and attracted key investors including Zuellig Pharma, IFC, and Mitsui. He holds a bachelor’s degree in business computing with merit from the Queensland University of Technology, Australia.
Treasurer
Kevin Hoh is a Chartered Accountant with over 15 years of experience, including five years with PricewaterhouseCoopers, a global Big 4 firm. He is currently the Group Chief Financial Officer of MiCare HealthTech Holdings. Kevin has worked with multinational and listed companies across complex group structures of over 300 entities. His expertise spans financial control, budgeting, taxation, M&A, finance transformation, and systems implementation—bringing both strong technical skills and a strategic commercial perspective.
Board Member
Subroto Banerji has 16 years of experience in healthcare investments and capital raising, having closed transactions totaling over US$8 billion in the APAC region. As Head of M&A at Zuellig Pharma, he led strategic transactions, including the formation of the MiCare Joint Venture with Mitsui and IFC, and the acquisition of Alliance Pharma Cambodge (APC) in Cambodia. He holds an MBA from IIM Calcutta and a Bachelor of Technology from the Indian Institute of Technology Madras.
Board Member
Subroto Banerji has 16 years of experience in healthcare investments and capital raising, having closed transactions totaling over US$8 billion in the APAC region. As Head of M&A at Zuellig Pharma, he led strategic transactions, including the formation of the MiCare Joint Venture with Mitsui and IFC, and the acquisition of Alliance Pharma Cambodge (APC) in Cambodia. He holds an MBA from IIM Calcutta and a Bachelor of Technology from the Indian Institute of Technology Madras.
Board Member
Dr. Samuel D. Ang is a surgeon specializing in oncology. He graduated Magna Cum Laude from the University of Santo Tomas in 1975 and completed his General Surgery Residency at the Hospital of the University of Pennsylvania in 1982. Dr. Ang is currently the Chairman of the Department of Surgery and Medical Director at Chinese General Hospital and Medical Center, and Director Emeritus for the Cancer Institute at St. Luke’s Medical Center. He was the former Chairman of the Philippine Board of Surgery and is a member of various local and international medical societies, including the Surgical Oncology Society of the Philippines and Society of Surgical Oncology in Atlanta, USA.
Independent Director
Mr. Owen Y. Lee graduated cum laude with a Bachelor’s degree in Business Administration, majoring in Accounting, from the University of the East in 1968 and became a Certified Public Accountant in 1969. He completed an Advanced Management Program at the Banff School of Advanced Management, Canada. Owen began his career as a Junior Auditor at SGV & Co, later becoming an Auditor Partner at SGV Goh Tan & Co/Deloitte Haskins & Sells in 1982. He was also a member of Deloitte’s Audit Services Committee. After retiring from public accountancy, he now serves as a Financial Director and Consultant for several companies across various industries.
Independent Director
Mr. Owen Y. Lee graduated cum laude with a Bachelor’s degree in Business Administration, majoring in Accounting, from the University of the East in 1968 and became a Certified Public Accountant in 1969. He completed an Advanced Management Program at the Banff School of Advanced Management, Canada. Owen began his career as a Junior Auditor at SGV & Co, later becoming an Auditor Partner at SGV Goh Tan & Co/Deloitte Haskins & Sells in 1982. He was also a member of Deloitte’s Audit Services Committee. After retiring from public accountancy, he now serves as a Financial Director and Consultant for several companies across various industries.
President and CEO
Dr. Elmer Palomata is a licensed physician with over 20 years of experience in the HMO industry. He has been with ValuCare since 2007, starting as a Section Head and rising through key leadership roles in medical services, claims administration, provider relations, member data administration, contract administration, and operations. In 2025, he was appointed President & CEO. Dr. Palomata combines clinical expertise with business acumen, leading strategic initiatives that enhance operational efficiency and member experience. His unique background positions him to bridge the gap between medical practice and health service delivery.
President and CEO
Chief Finance Officer
Chief Operations Officer
Chief People Officer
Chief Compliance Officer
Medical Director
President and CEO
Chief Finance Officer
Chief Operating Officer
Chief People Officer
VP - Legal & Compliance | Data Privacy Officer
Medical Director
Medical director
Accounting manager
Member’s data administration manager
Medical director
Accounting manager
Member’s data administration manager
Internal Audit Manager & DATA Protection Officer
Billing & Collection MANAGER
sales and marketing Manager – new business
sales and marketing Manager – New Business
sales and marketing Manager – Renewal Business
