Despite the global economic insta-bility last year, ValuCare modestly surpassed its targets in both sales and human resource development. 2009 has been a year of mixed challenges and achievements for Philippine HMO industry. For some, economic difficulties left them fighting for survival, whereas others continued to grow as more filipinos realized the importance of health insurance. Members of the AHMOPI became more cohesive. Although the prospects are uncer-tain, ValuCare is optimistic and upbeat in its plans for this year. The sales target is pegged at an all time high, satellite clinics will be put up, mobile APE will be acquired, and advanced employee trainings will hap-pen. The VC System is expected to be completed by the second quarter, and so with the new website, the vision for 2010 is a bigger and better ValuCare, slowly rising to be a leader in the industry as it continues to do its mission and be true to the saying “constancy to purpose makes a business succeed”.